Widget Financial is committed to providing a website that is accessible to the widest possible audience, in accordance with ADA standards and guidelines. We also seek to adhere to other industry standards related to accessibility. To this end, we actively work to increase the usability of our sites. To those who are using a screen reader, or who may otherwise be having any issues accessing this site, whole or in part, please contact us 24/7 at 814.456.6231. All products and services found on this site are also available at all Widget Financial locations.

Annual Credit Report

Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online, request your report by phone or request your report through the mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.

Click here to visit annualcreditreport.com and learn what’s on your credit report.

Credit Counseling

Life happens. You may have been out of work, had an illness in the family, or made some spending mistakes in the past. Now you’re ready to move on, but unable to get the credit you need to succeed financially.

Your Credit Union understands that life happens and we are here to help. We offer Certified Financial Counselors on staff to assist you and we also offer a free, confidential financial education and credit counseling program called GreenPath, Inc.!

Click below to learn more!

Certified Financial Counselor

Free, Confidential One-on-One Credit Counseling

If you’re looking for help building or rebuilding your credit, consider our free and confidential credit counseling program. Our Certified Financial Counselor, can help you:

  • Understand where your finances are now
  • Develop a budget and spending plan
  • Understand your credit score and how to improve your creditworthiness
  • Learn how to control your living expenses
  • Discover ways to get out of debt
  • Find public agencies and community resources for more help


Widget Financial is pleased to announce the newest member benefit – GreenPath.

As a valued member of Widget Financial, we are committed to serving you. And as a benefit to you, we are providing you with free access to money management and financial education services.

GreenPath counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 6 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at www.GreenPathref.com.


Financial Courses


CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. Use CheckRight if:

  • you are looking to open a checking account for the first time or
  • you have had difficulty handling an account in the past

Among other things, CheckRight will help you learn how to:

  • open an account
  • write checks
  • make deposits
  • maintain a check register
  • reconcile an account
  • create a spending plan

CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts. You will be able to review the results and have the option to send the results to the credit union via e-mail. To get started, visit CheckRight now!


BudgetSmart is a new and exciting software program now available to you! This easy-to-use software tool uses simple graphics, “pop-up” boxes and bar charts to help you manage your money more effectively. You can use the program to:

  • establish a budget
  • track spending
  • view tips for improving areas of overspending or inadequate saving
  • experiment with “what if” scenarios to determine how a major purchase or change in income would impact your budget

Click here to download the BudgetSmart program to your computer FREE of charge, and be on your way to creating your own personalized budget!