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Loan Rates

Auto Rates

APR as low as12018 or newer201720162015201420132012201120102007-2009
24 Months3.99%3.99%4.29%4.29%5.09%5.09%5.39%5.39%5.59%5.59%
36 Months3.99%3.99%4.29%4.39%5.09%5.09%5.49%5.49%5.69%5.69%
48 Months3.99%3.99%4.29%4.49%5.09%5.09%5.49%5.49%5.69%5.69%
60-63 Months3.99%3.99%4.29%4.59%5.09%5.09%5.59%5.59%5.79%N/A
66 Months3.99%3.99%4.49%4.79%5.29%5.29%N/AN/AN/AN/A
72 Months3.99%3.99%4.69%5.09%5.49%N/AN/AN/AN/AN/A
75 Months4.59%4.79%4.79%N/AN/AN/AN/AN/AN/AN/A
78 Months5.09%5.29%N/AN/AN/AN/AN/AN/AN/AN/A
84 Months5.69%N/AN/AN/AN/AN/AN/AN/AN/AN/A
1Minimum loan amount is $7,500 for a 60 month term auto, $10,000 for a 72 month term auto, $12,000 for a 75 month term auto, $15,000 for a 78 month term auto, $20,000 for am 84 month term auto. Rates based on credit worthiness, term and other conditions. Maximum term for 2011 and 2010 is 60 months.

Auto Calc Refinance Calc 

 

Recreational Vehicle Rates

Recreational Vehicles 1APR as low as2
Motor homes, ATVs, personal water crafts, snowmobiles, travel trailers,
motorcycles
5.19%
1If you are looking to purchase a boat, please contact us today to find out what rate would be available. 2Rates based on new vehicles, credit worthiness, term and other conditions. Terms vary. Please inquire at credit union.

Affordability Calc 

 

Home Equity Loan Rates

TermFixed Rate As Low AsAPR As Low As1
5 Years2.99%2.990%
8 Years2.99%2.990%
10 Years2.99%2.990%
15 Years3.74%3.740%
1 Annual Percentage Rate (APR) shown is lowest possible APR & includes 1/4% discount for automatic payments, e-statements and a Widget Visa credit card. Interest rate based on creditworthiness, term, lien position and equity in home. Loan must include at least $5,000 new money to the credit union. Maximum loan $200,000. Subject to credit approval. Limited time only; restrictions and conditions apply. Rates subject to change. Consult your tax advisor regarding tax deductibility of interest. Payment and Rate examples are based on a first lien position on your primary residence: Monthly payment on a $50,000 loan at 2.990% APR for 60 months is $898.17. Monthly payment on a $50,000 loan for 96 months at 2.990% APR is $586.35. Monthly payment on a $50,000 loan at 2.990% APR for 120 months is $482.67. Monthly payment on a $50,000 loan at 3.740% APR for 180 months is $363.47. Examples do not include escrows for property taxes or insurance premiums which you will be required to pay separately. 2 Closing Costs: The credit union will pay the closing costs at time of loan funding. You may be required to pay the cost of the property valuation upfront. This will be refunded after your loan is closed. No fees will be refunded if the loan does not close. Property valuation typically ranges from $75 to $500 for a single-family home. Should any deed changes or title charges paid to an attorney be necessary, or escrows for taxes and/or insurance be included in your loan, these costs are not part of this promotion. Equal Housing Lender. NMLS#447022

Affordability Calc 

 

Home Equity Line of Credit Rates

TermAPR1
7-year draw period
15 year repayment period
4.75% - 7.25% variable
1The Annual Percentage Rate is based on certain credit-worthiness criteria. The rate is variable monthly.

 

Important Disclosures:

Home Equity Initial Disclosure - Variable Rate

 

Mortgage Rates

View our Mortgage Rates.

 

Share Secured Rates

Share Secured LoansAPR
Share SecuredShare Rate + 3.50%1
Certificate SecuredShare Rate + 3.50%2
1Up to 60 months 2Depends on certificate term and rate

 

Personal Loan Rates

TermAPR as low as1
Up to 12 months6.74%
13-24 months7.24%
25-36 months7.74%
37-48 months8.24%
49-60 months8.74%
1Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have a VISA credit card with us, e-statements and automatic payments from your account here.

Affordability Calc 

 

Personal Line of Credit Rates

TermAPR as low as 1
Revolving Line9.95%
1Rate based on creditworthiness.