Widget Financial is committed to providing a website that is accessible to the widest possible audience, in accordance with ADA standards and guidelines. We also seek to adhere to other industry standards related to accessibility. To this end, we actively work to increase the usability of our sites. To those who are using a screen reader, or who may otherwise be having any issues accessing this site, whole or in part, please contact us 24/7 at 814.456.6231. All products and services found on this site are also available at all Widget Financial locations.
We have a loan for you!
Member Auto Center

Share Certificates

Earn more on your investment

While enjoying the flexibility and security of a low-risk investment1 tool

Choose a specified term for your Share Certificate. We offer 6 to 60 month Certificate terms with minimum deposits as low as $1,000 with no monthly fee.

Dividends can be added to the certificate balance or deposited into your Savings or Checking Account monthly. Certificate rates are subject to change.

Plus with an Experience Checking Account you’ll get exclusive certificate rates.

 

Share Certificate Rates

Minimum Deposit $1,000

TermDVR1APY2
6 Month1.40%1.41%
7 Month1.45%1.46%
8 Month1.50%1.51%
9 Month1.55%1.56%
10 Month1.60%1.61%
11 Month1.65%1.66%
12 Month1.70%1.71%
13 Month1.80%1.82%
15 Month1.90%1.92%
18 Month2.00%2.02%
24 Month2.10%2.12%
30 Month2.20%2.22%
36 Month2.50%2.53%
48 Month2.70%2.73%
60 Month2.75%2.78%
Share Certificates may be opened with $1,000 minimum deposit. 2APY= Annual Percentage Yield. 1DVR = Dividend Rate. All rates subject to change without notice. Penalty may be applied for early withdrawals. Federally Insured by the NCUA.

Minimum Deposit $75,000

TermDVR1APY2
6 Month1.50%1.51%
7 Month1.55%1.56%
8 Month1.60%1.61%
9 Month1.65%1.66%
10 Month1.70%1.71%
11 Month1.75%1.76%
12 Month1.80%1.81%
13 Month1.90%1.92%
15 Month2.00%2.02%
18 Month2.10%2.12%
24 Month2.20%2.22%
30 Month2.30%2.32%
36 Month2.60%2.63%
48 Month2.80%2.84%
60 Month2.85%2.89%
Share Certificates may be opened with $1,000 minimum deposit. 2APY= Annual Percentage Yield. 1DVR = Dividend Rate. All rates subject to change without notice. Penalty may be applied for early withdrawals. Federally Insured by the NCUA.

Minimum Deposit $125,000

TermDVR1APY2
6 Month1.55%1.56%
7 Month1.60%1.61%
8 Month1.65%1.66%
9 Month1.70%1.71%
10 Month1.75%1.76%
11 Month1.80%1.81%
12 Month1.85%1.87%
13 Month1.95%1.97%
15 Month2.05%2.07%
18 Month2.15%2.17%
24 Month2.25%2.27%
30 Month2.35%2.38%
36 Month2.65%2.68%
48 Month2.85%2.89%
60 Month2.90%2.94%
Share Certificates may be opened with $1,000 minimum deposit. 2APY= Annual Percentage Yield. 1DVR = Dividend Rate. All rates subject to change without notice. Penalty may be applied for early withdrawals. Federally Insured by the NCUA.

 

1Widget Financial does not provide legal or tax advice.  You should consult your personal financial and/or tax advisor. All rates subject to change at any time without notice.  Federally Insured by the NCUA. 

Safety and Security

At our Credit Union, members’ shares (deposits) are insured by the National Credit Union Share Insurance Fund. The NCUSIF is an arm of the National Credit Union Administration, or NCUA, which is a federal government agency. Currently, properly established share accounts in federally-insured credit unions are insured up to $250,000. In April 2006, insurance coverage on certain retirement accounts, such as IRAs and Keoghs, was raised to $250,000.

In addition to insurance through the NCUSIF, Widget Financial is one of only 13 credit unions in Pennsylvania that provides all of its members with the benefit of Excess Share Insurance. Widget Financial provides $250,000 of additional private insurance on accounts that exceed the maximum level of insurance coverage provided by the National Credit Union Administration. Therefore, members are automatically insured up to $500,000 per account at no cost.

We are proud to offer this extensive level of safety and security to each of our members. Please contact us if you have additional questions about the level to which your deposits are insured.