It’s important to remember that asset allocation is an approach to help manage investment risk. Asset allocation does not guarantee against investment loss. When you created your investment strategy, your asset allocation should have reflected your goals, time horizon, and tolerance for risk. But over time, any of [...]
Changing jobs can be a tumultuous experience. Even under the best of circumstances, making a career move requires a series of tough decisions, not the least of which is what to do with the funds in your old employer-sponsored retirement plan. Some people choose to roll over these [...]
4 Tips to Jump-Start your Savings Plan Whether it’s the struggle of delaying immediate rewards for greater benefit in the future, or an unexpected expense, people looking to build a successful savings habit often run up against very real challenges. To help manage these realities, here are four [...]
The 5 Factors That Affect Your Credit Score Whether you're looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people meet their financial goals. Here, we'll break down the 5 factors that [...]
Every year, about 140 million households file their federal tax returns. For many, the process involves digging through shoe boxes or manila folders full of receipts; gathering mortgage, retirement, and investment account statements; and relying on computer software to take advantage of every tax break the code permits.1 It [...]
Ancient Chinese merchants were said to have developed a unique way to manage their risk. They would divide their shipments among several different vessels. That way, if one ship were to sink or be attacked by pirates, the rest stood a good chance of getting through. Thus, the majority of the shipment could be [...]
When you read about money matters, you may see the phrase, “getting your financial house in order.” What exactly does that mean? To some, when your financial “house is in order,” it means it is built on a solid foundation. It means that you have the “pillars” in place that are designed to support [...]
When was the last time you talked candidly about money with your partner? If you can’t recall…there is no time like the present. It’s widely known that money is a significant stressor for many couples in America, and this is especially true when it comes to syncing up your respective finances. Whether you’re married [...]
Are you adapting to the exhaustion and euphoria of a new baby? Or navigating middle school math homework or the terrain of teenagerhood? Regardless of where you’re at in your parenting journey, these financial planning tips across all ages and stages can help ensure a secure future for you and your family. [...]
Retirement is a significant transition, and it can bring both challenges and opportunities for women who have spent many years focused on their careers. For women approaching retirement age, it is crucial to consider various tips and strategies to ensure a smooth and fulfilling transition. An elegant pivot from work life to a life [...]
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