Choosing a Retirement Plan that Fits Your Business

If you have yet to develop a retirement plan for your business, or if you're not sure the plan you've chosen is the right one, here are some things to consider. How much can my business afford to contribute? The cost of contributions may be managed [...]

By |2023-09-11T13:48:46-04:00September 11th, 2023|Investment Center|0 Comments

REITs, Rates, and Income

Real estate investment trusts (REITs) can offer a consistent income stream that is typically higher than Treasury yields and other stock dividends (see chart). A qualified REIT must pay at least 90% of its taxable income each year as shareholder dividends, and unlike many companies, REITs generally do not retain earnings, which is [...]

By |2023-08-01T08:59:04-04:00August 1st, 2023|Investment Center|0 Comments

Leave a Lasting Gift with an Ethical Will

A legal will describes how you want your material assets to be distributed, but how do you leave behind your values? Using an ethical will, also called a legacy letter, you can tell your personal story and communicate your beliefs and life lessons to your family, friends, or community. You can opt to [...]

By |2023-08-01T08:58:40-04:00August 1st, 2023|Investment Center|0 Comments

Put Your Money Where Your Values Are

Financial worries are often cited as a major source of stress. For example, a 2021 study found that even before the pandemic and subsequent economic downturn, a majority of Americans said they felt stressed or anxious about their finances.1 Similarly, in 2022, research revealed that more than seven out of 10 financial planning [...]

By |2023-08-22T10:37:25-04:00August 1st, 2023|Investment Center|0 Comments

Mutual Funds: What’s in Your Portfolio?

Mutual funds pool investment dollars from many individual investors to purchase a group of selected securities aimed at meeting a particular objective. This offers a convenient way to invest across a wide range of market activity that would be difficult for most investors to do by purchasing individual securities. More than 52% of [...]

By |2023-07-12T13:28:01-04:00July 3rd, 2023|Investment Center|0 Comments

Should You Organize Your Business as an LLC?

There's a certain amount of risk that comes with owning a business. Accidents can happen no matter how well a company is run, and a lawsuit could be devastating if the business is found to be at fault. A limited liability company (LLC) is a business structure [...]

By |2023-07-03T10:17:24-04:00July 3rd, 2023|Investment Center|0 Comments

Financing Options to Help You Ride the Mortgage Rate Roller Coaster

The mortgage industry has been on a roller coaster ride over the last couple of years. Interest rates for fixed-rate mortgage loans were at historical lows during the beginning of the pandemic in 2020, rising to a 20-year high in late 2022 โ€” and fluctuating ever since.1 Many buyers are finding it difficult [...]

By |2023-07-12T13:27:32-04:00June 13th, 2023|Investment Center|0 Comments

SECURE 2.0 Act Expands Early Withdrawal Exceptions

Tax-advantaged retirement accounts such as 401(k) plans and IRAs are intended to promote long-term retirement savings and thus offer preferential tax treatment in return for a commitment to keep savings in the account until at least age 59ยฝ. Withdrawals before that age may be subject to a 10% federal income tax penalty on [...]

By |2023-06-01T08:37:47-04:00June 1st, 2023|Investment Center|0 Comments

As Your Parents Age, Help Them Protect Their Finances

It's heartbreaking to hear stories of people losing money (even their life savings) as a result of fraud or financial exploitation, especially if they are older and financially vulnerable. In fact, it's quite common. People age 70 and older reported losses of $567 million in 2022.1 You know your parents could be at [...]

By |2023-06-01T08:37:39-04:00June 1st, 2023|Investment Center|0 Comments

Why Buy Life Insurance During Unsettled Economic Times?

To say the economy has been uneven over the past few years is an understatement. Amid these bumpy economic times, why buy life insurance? Here are a few reasons. Protection for Loved Ones Savings that were intended to provide support for you and your family may have taken [...]

By |2023-06-01T08:37:21-04:00June 1st, 2023|Investment Center|0 Comments